Investing in Corporate Bonds in India
Putting money into corporate bonds has turned into a strategic move for Indian investors wanting to diversify their portfolio and earn stable returns. Thanks to modern platforms like Aspero’s bond investing portal, the journey is now more available, clear, and simple to use.
What Are Corporate Bonds
Corporate bonds are fixed-income instruments private and public companies use to fund their operations. Investors lend money to these companies and, in return, receive regular interest until the bond reaches maturity. These are unlike government bonds and often offer higher returns due to the additional credit risk present.
Benefits of Investing in Corporate Bonds
1. Better Interest: Many high-yield corporate bonds offer higher interest rates than fixed deposits or public sector schemes.
2. Regular Income: Bonds provide fixed returns through interest, suiting income-focused investors.
3. Tailored Risk Profiles: By choosing secured and investment-grade corporate bonds, investors can match their risk appetite to suitable investment opportunities.
4. Capital Preservation: For risk-averse investors, highly rated bonds from NBFCs and other sectors can be a safer haven.
Steps to Invest in Corporate Bonds
1. Choose a Reliable Portal
Start by visiting Aspero’s bond investment section, which offers a curated marketplace of corporate and government bonds.
2. Complete KYC Verification
On Aspero, the onboarding process is secure and efficient. Submit your KYC documents to begin investing.
3. Filter and Pick the Best Options
You can browse a wide range of listed bonds by narrowing down for maturity, coupon rate, issuer type, and risk level. Compare returns and ratings for each bond.
4. Make Your Investment
After choosing your preferred bond, complete the investment through How to Buy Bonds and Invest in them? Aspero’s secure payment gateway. The bonds are credited to your demat account.
5. Track and Manage Your Portfolio
Use your Aspero dashboard to track interest payouts, maturity timelines, and overall performance.
Important Considerations
1. Company Reliability: Check the company’s credit rating before investing. For safer bets, stick to AAA – A rated corporate bonds.
2. Interest Rate Sensitivity: Bonds are sensitive to market rate changes, which can influence resale value.
3. Exit Options: Check if the bond is listed and actively traded for easier exit.
4. Tax Planning: Interest income is taxable. Aspero’s blog offers tips for tax-efficient planning.
Final Thoughts
With the right information and platform, investing in corporate bonds is not only accessible but highly rewarding. Platforms like Aspero simplify every step — from discovery to execution — making bond investment feasible for both retail and HNI investors.
Whether you're looking to explore secured bonds, plan for regular income, or broaden your portfolio, Aspero’s bond investment platform is your ideal partner.